• Home Page
  • SELLERS
    • Whats My Home Worth
    • We Need Homes To Sell
    • Adding Curb Appeal to Your Home
    • Deep Clean When Your Home is For Sale
    • How To Attract More Buyers
    • Improve Your Odds of an Offer
    • Maximize Home Showings
    • Preparing for the Photo Shoot
    • Recognizing A Qualified Buyer
    • The Appraisal Process
    • Tips to Prepare Your Home For Sale
    • SellingorBuying
  • BUYERS
    • 7 Reasons to Own A Home
    • Alternative Financing
    • Appraisal Process
    • Cash To Close Program
    • Home Inspections What to Know
    • HomeOwners Insurance What to Know
    • Dream Home Worksheet
    • How Much House Can I Afford?
    • Preparing for House Hunting
    • Prepare to Buy a Home
    • Rent VS Buy
    • Title Insurance What to Know
  • FREE INFO
    • Coupons and Offers
    • GUIDES
    • Home Assessment
    • Home Tracker
    • Magazine
    • Neighborhood News
    • Neighborhood Alerts
    • Newsletter >
      • Newsletter Sign Up
  • Search for Homes
    • 1330 Cambridge Dr
    • Just Listed Sarsota County
    • Just Listed Venice Gardens
    • Englewood Homes For Sale
    • North Port Homes for Sale
    • Sarasota Homes For Sale
    • Venice Homes For Sale
    • Move to Florida
    • 2337 Bal Harbour Dr SOLD
    • 1644 Juniper Dr SOLD
    • 11087 Palmerston Ave SOLD
  • Contact Us
    • Join Us
    • ABOUT US
  • Blog
  • New Contruction SEARCH
Picture

    FOR YOUR FREE BROCHURE:

Submit
Picture
Sandy Winkler, Broker

Call Sandy Today.....For More Information!
​941-538-6677


What to Know                                                                                                                                              The Property/Buyer
 About Title Insurance

Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states it is customary for the seller to purchase the policy on your behalf.

Your mortgage lender will require it.
Title insurance protects the lender (and the secondary markets to which they sell loans) from defects in the title to your home—which could include mistakes made in the local property office, forged documents, and claims from unknown parties. It ensures the validity and enforceability of the mortgage document. The amount of the policy is equal to the amount of your mortgage at its inception. The fee is typically a one-time payment rolled into closing costs.

There are two different policies to consider purchasing.
The first policy, the one your lender will require, protects the lenders investment. You may also purchase an owner’s policy that provides coverage up to the purchase price of the home you are buying.

You have the right to choose your provider.
You can shop around for a lower insurance premium rate at a wide variety of sites online. You should first request quotes from a few companies and then reach out and speak to them. Ask about hidden fees and charges that could make one quote seem more attractive than another. Also, find out if you’re eligible for any discounts. Discounts are sometimes available if the home has been bought within only a few years since the last purchase as not as much work is required to check the title. You can also ask your lender or real estate professional for advice or help with getting quotes. Make sure the title insurance company you choose has a favorable Financial Stability Rating with Demotech Inc.

Even new construction needs coverage.
Even if your home is brand-new, the land isn’t. There may be claims to the land or liens that were placed during construction that could negatively impact your title.
Picture
Homes For Sale Englewood
Homes For Sale North Port
Homes For Sale Sarasota
Homes For Sale Venice
Picture
Accessibility Statement
Privacy Policy
Winkler Realty Group

Sandy Winkler
Lic. Real Estate  Broker
​
​333 Tamiami Trl. S., #285
​
Venice, FL  34285

941-538-6677


FOLLOW US ON SOCIAL MEDIA

WE ARE LOCAL...

*Conditions Apply
  • Home Page
  • SELLERS
    • Whats My Home Worth
    • We Need Homes To Sell
    • Adding Curb Appeal to Your Home
    • Deep Clean When Your Home is For Sale
    • How To Attract More Buyers
    • Improve Your Odds of an Offer
    • Maximize Home Showings
    • Preparing for the Photo Shoot
    • Recognizing A Qualified Buyer
    • The Appraisal Process
    • Tips to Prepare Your Home For Sale
    • SellingorBuying
  • BUYERS
    • 7 Reasons to Own A Home
    • Alternative Financing
    • Appraisal Process
    • Cash To Close Program
    • Home Inspections What to Know
    • HomeOwners Insurance What to Know
    • Dream Home Worksheet
    • How Much House Can I Afford?
    • Preparing for House Hunting
    • Prepare to Buy a Home
    • Rent VS Buy
    • Title Insurance What to Know
  • FREE INFO
    • Coupons and Offers
    • GUIDES
    • Home Assessment
    • Home Tracker
    • Magazine
    • Neighborhood News
    • Neighborhood Alerts
    • Newsletter >
      • Newsletter Sign Up
  • Search for Homes
    • 1330 Cambridge Dr
    • Just Listed Sarsota County
    • Just Listed Venice Gardens
    • Englewood Homes For Sale
    • North Port Homes for Sale
    • Sarasota Homes For Sale
    • Venice Homes For Sale
    • Move to Florida
    • 2337 Bal Harbour Dr SOLD
    • 1644 Juniper Dr SOLD
    • 11087 Palmerston Ave SOLD
  • Contact Us
    • Join Us
    • ABOUT US
  • Blog
  • New Contruction SEARCH